Fast & easy business funding
Get an offer of up to 1 Million dollars in under 24 hours
Applying will not affect your credit score.
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Easy Application
No hassle, easy application process with high approval rates.
Expert Advisors
Work with an experienced team of underwriters to get the capital you need.
Multiple Funding Types
From balancing to direct lending, we have your business capital needs covered.
Direct & Fast Funding
Get approved and receive your capital in the same day.
How it works
Fill out our quick & easy online application
Get a competitive offer in minutes
Receive the funds in your account in under 24 hours
Things to expect
All Major Industries
From Financial Tech to Logistics, we’ve worked with all major industries and assisted with direct lending in a variety of spaces.
Immediate Funding
Once approved, we offer the option of immediate funding directly into your account.
Competitive Rates
Our offers are among the best in the industry across the board.
Frequently Asked Questions
01.
How Do I Repay My Loan?
We offer easy ways for you to pay, including ACH bank transfers for no hassle withdrawals. We offer flexible payment schedules so you can pay daily, weekly, or monthly according to your needs.
02.
How Fast Can I Receive Funds?
Thanks to JY Capital’s fast application process, once the contract is signed you can receive funds the same day you apply. Typically, funds reach you within 24 hours.
03.
How Do I qualify?
To qualify you must have a personal FICO credit score of 535 or higher. Also, your business must be greater than 6 months old, and you need to have a gross monthly revenue in excess of $10,000 over the most recent 3 months.
04.
Do I Need Any Collateral?
- No collateral is necessary when applying for working capital. We consider multiple factors, including business performance and cash flow, to make the process as seamless as possible for our customers.
05.
What Term Length Can I Receive?
We offer multiple funding terms for our customers that ranges from as little as 3 months and as many as 24 months depending on your needs and qualifications.
06.
How Much Funding Can I Receive?
We have multiple funding amounts that vary depending on what you qualify for and what you are seeking. These range anywhere from $10,000 to $1,000,000.
Frequently Asked Questions
01.
How Do I Repay My Loan?
We offer easy ways for you to pay, including ACH bank transfers for no hassle withdrawals. We offer flexible payment schedules so you can pay daily, weekly, or monthly according to your needs.
03.
How Do I qualify?
To qualify for one of our loans, You must have a personal FICO credit score of 535 or higher. Also, your business must be greater than 6 months old, and you need to have a gross monthly revenue in excess of $10,000 over the most recent 3 months.
05.
What Term Length Can I Receive?
We offer multiple funding terms for our customers that ranges from as little as 3 months and as many as 24 months depending on your needs and qualifications.
02.
How Fast Can I Receive The Funds?
Thanks to JY Capital’s fast application process, once the contract is signed you can receive funds the same day you apply. Typically, funds reach you within 24 hours.
04.
Do I Need Any Collateral?
No collateral is necessary when applying for working capital. We consider multiple factors, including business performance and cash flow, to make the process as seamless as possible for our customers.
06.
How Much Funding Can I Receive?
We have multiple funding amounts that vary depending on what you qualify for and what you are seeking. These range anywhere from $10,000 to $1,000,000.